Millimeter Labs

Quick Qualify

Pre-qualify applicants
in minutes, not weeks.

AI income verification for affordable housing. Ingest bank data and documents, score risk, and only advance applications that meet program rules.
Book a demoSee sample report

Beta · Built for housing operators

01 Connect
Plaid and documents
02 Analyze
AMI and risk score
03 Decide
Structured report

Instant analysis

Bank statements and pay stubs processed in minutes, not weeks of manual review.

Secure and auditable

Encrypted ingestion with reviewer trails built for housing compliance workflows.

Program-ready

Configured for MFTE, Section 8, LIHTC, and other affordable housing programs.

Problem

Manual income review does not scale.

Typical workflow

  • 2–4 weeks per application cycle
  • Spreadsheets and email document chains
  • Reviewers re-key income from PDFs
  • Weak applications consume the same queue

Quick Qualify

  • Pre-qualification in about 5 minutes
  • Plaid + document ingestion in one flow
  • Structured report with AMI checks
  • Submit only applications that will clear

How it works

Connect, score, decide.

Applicants complete one flow. Operators get a reviewer-ready report with income normalized to program thresholds.

  1. 01

    Connect and verify

    Applicants link accounts via Plaid and submit identity details. Bank and employment data arrives in one secure flow.

    • Bank connection
    • Identity verification
    • Document upload
  2. 02

    Analyze and score

    Income is normalized against AMI thresholds. Risk scoring flags gaps before an application hits your queue.

    • AMI threshold checks
    • ML risk scoring
    • Missing doc detection
  3. 03

    Decide and submit

    Reviewers get a structured report with a clear recommendation. Only viable applications move forward.

    • Pre-qualification report
    • Reviewer dashboard
    • GraphQL API + SDKs

Sample output

Eligibility report

Illustrative review for a 3-person household · Seattle, WA · APP-2024-001234

Recommendation

Pre-qualified

92% model confidence

Household income

$45,000

60% AMI threshold

  • Income verification

    $45,000 · $60,000 (60% AMI)

    Pass

  • Employment status

    Full-time employed · Stable employment

    Pass

  • Documentation

    Complete · All required docs

    Pass

  • Identity verification

    Verified via Plaid · KYC complete

    Pass

Sample data for demonstration. Production reports include income sources, audit trail, and reviewer notes.

Structured eligibility output — income, AMI checks, and a clear recommendation

Programs

Configured for affordable housing.

MFTESection 8LIHTCLocal housing authority programs

FAQ

Common questions

Scope a pilot with your programs.

Tell us your housing programs, volume, and review workflow. We will map Quick Qualify to your intake process.

Start intake